NEVER EVER PAY COLLECTIONS!

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  • Published: 25 November 2016
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    DISCLAIMER:
    THE FOLLOWING SHOULD NOT BE TAKEN OR CONSIDERED AS LEGAL ADVICE AS WE ARE NOT ATTORNEYS. IF YOU NEED LEGAL ASSISTANCE PLEASE CONSULT WITH YOU LOCAL CONSUMER ATTORNEY. REMEMBER TO ALWAYS ASK QUESTIONS AND DO YOUR RESEARCH! THE FOLLOWING IS BASED ON BUSINESS AND PERSONAL FINANCIAL EXPERIENCE ON CONSUMER CREDIT. KEEPING IT REAL WITH CREDIT STRIVES TO PROVIDE AND INTRODUCE INDUSTRY EXPERTS AND INFORMATION TO HELP THE AMERICAN CONSUMER. RESEARCH IS ALWAYS CONDUCTED, AND TOPICS ARE CAREFULLY SELECTED BEFORE ANY VIDEOS ARE AIRED ON YOUTUBE.

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Comments • 20 279

  • KEEPING IT REAL WITH CREDIT

    Schedule your FREE credit evaluation now! Click this link ----> http://bit.ly/2XcNUGP

    • Luis Vasquez
      Luis Vasquez  3 weeks back

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    • Richard Hilburn
      Richard Hilburn  3 weeks back

      So I have a $1600 hospital ER room debt from Adventist health. I have been making $25 a month since 12/2015, mainly because I want it to eventually show it as paid on my credit. Far as I know this company did not buy the debt, they are the agency for Adventist, and the $ does go to Adventist to clear my account, I am in Ca. The original date of service is 11-16-2016, then name of the place I am paying, with my PAY PAL in case the try and roll me, PP is awesome to back me up including arbitration and I can sue if I feel I am correct. Should I stop paying them? I also had a personal loan, of 12K was making payments, was a contractor making $31/he, was offered perm w/benefits @ $23/hr. I called them, they would not work with me. Now they sold the debt, but I have never answered any calls and blocked them, they finally stopped calling as much, and almost fully stopped leaving messages to call, of course with no details why they are calling. What so you think of both of these, I am paying on the rest of my accounts, except my wife's 6-7 mail order accounts are behind from Dec. 2018, no evidence they have went to collection or sold, but her scores are way down. We have a 15+ y o car w/186K would like to buy a new or newer, and will need to move soon, hope to buy/live in an RV to get outta debt and FINALLY start saving for retirement. Any help/words of encouragement would be appreciated.

    • Luis Vasquez
      Luis Vasquez  1 months back

      Who framed Roger rabbit =the CIA

      Hardley Davidson and the hang man

      Molboro up side down =hang em high

      Inlynchment subliminal message MOVIE

    • Luis Vasquez
      Luis Vasquez  2 months back

      Who framed Roger rabbit =the CIA

      Hardley Davidson and the hang man

      Molboro up side down =hang em high

      Inlynchment subliminal message MOVIE

  • Teger Norris
    Teger Norris  3 hours back

    Please.keep making. More videos thank you so much . your a great person thank you more God and Jesus blessing to you

    • Teger Norris
      Teger Norris  3 hours back

      Thank you God Blessing to you lots

      • Ana R
        Ana R  4 hours back

        I don't understand how people think they can charge up thousands of dollars and think that you don't owe it! RIDICULOUS!

        • authentik ok
          authentik ok  4 hours back

          But deleted items continue to re-appear on your credit report? It’s only deleted temporary?

          • Mark Jones
            Mark Jones  9 hours back

            Credit is debt if you're checking your credit score all the time you are a good debt slave.

            • Bree Thomas
              Bree Thomas  15 hours back

              My medical bills went to collections and it’s hurt my credit. How is something like that handled?

              • Christina Kinney
                Christina Kinney  16 hours back

                What if the collection agencies keep charging off to other ones every year and leaving negative accounts?

                • tonya mocha
                  tonya mocha  19 hours back

                  dammit wish i saw this earlier today...ugggggh but now i know

                  • paul miller
                    paul miller  1 days back

                    Great man for putting this out there! Many praises 🙏.....

                    • Krista Ward
                      Krista Ward  1 days back

                      The problem is I decided not to pay a collections account for a medical hospital and they sued me for over $3,000 with 18% interest and now they are placing a judgement against me and are going to garnish my wages. So it may be advisable to pay collections unless you want 25% of your wages garnished.

                      • Thomas Granger
                        Thomas Granger  1 days back

                        This shit works !!! Collection agencies now hang up on me .😁😁

                        • mackgotti9
                          mackgotti9  1 days back

                          Wow this is some great information, hey question what about if you have credit cards and you have maxed them out and now you are trying to pay them back ,and you are trying to but times are hard how can you go about stopping or having a lower payment or intreste rate so you won't be broke and still be able to live and feed your fam ,your help is appreciated thanks

                          • cordashi violet
                            cordashi violet  1 days back

                            I used to be in debt with a low credit score but now by the grace of God I have paid my debts. I am a firm believer that if you agree to pay someone for services rendered then you should at least make a good effort to pay, after all you gave your word, you would want to be paid if someone promised to pay you back for your service or borrowed money. Most of all, its the way of the Lord and the right thing to do.

                            • FS E
                              FS E  1 days back

                              not a fair play they do assholes

                              • My Banker Jets
                                My Banker Jets  2 days back

                                Operation Protect the Underdog! YES.

                                • Keem johnson
                                  Keem johnson  2 days back

                                  Got me the first time, but definitely didn’t get my the second time.

                                  after you then already told the agent on the phone you that you will not have any money until next week! They love to ask if u “would like to set up an automatic payment”! Now I know don’t answer numbers that are not saved 😂

                                  • PearlPerlita Venegas
                                    PearlPerlita Venegas  2 days back

                                    Remember the Government bailed out the banks & corporations with OurTAX DOLLARS now we the little people demand our bailout

                                    • Candy Lady
                                      Candy Lady  2 days back

                                      This is why The actual companies are putting things on our credit these days. They want their damn money. I always let it roll off after 7 years. I have a total of 2400 worth of debt in my credit that I don’t plan on paying 😜😂☺️

                                      • Sheila Long
                                        Sheila Long  2 days back

                                        If you negotiate with the actual company, will that go on your credit report?

                                        • Sheila Long
                                          Sheila Long  2 days back

                                          What about it going towards my credit score?

                                          • D L Malley
                                            D L Malley  2 days back

                                            Almost sounds like Predatory scam .
                                            YES make more videos...👀
                                            Keeping it Real . 👁
                                            Thank you for Sharing this. 👍

                                            • Veronica Navarrete
                                              Veronica Navarrete  2 days back

                                              What about a parking ticket that later went into collections?

                                              • He Says
                                                He Says  2 days back

                                                If the debt collection agency takes you to court & you don’t show up...won’t the court rule in favor of the debt collection agency?
                                                If you hire a lawyer...they will usually /probably admit the debt is yours in their answer to the court.
                                                If you hire a credit repair company they will usually play both sides to make money off you & the debt collector. Hell...some of the credit repair companies are owned by credit card companies & debt collector companies.
                                                ***So what do you do if the original creditor has written off the debt, you’ve successfully avoided the debt collector for years with no contact, but you receive a court date in the mail because the debt collector is taking you to court over the matter of the debt?
                                                Even though you’ve never spoken with the debt collector and you never signed a contract or any agreement with them ever.

                                                • Patricia Swasey
                                                  Patricia Swasey  2 days back

                                                  Thank you so much for that information. my husband just told me what you just said. You are the best 😘

                                                  • Sal Tofau
                                                    Sal Tofau  2 days back

                                                    Can they Levi your account court clerk

                                                    • mobshop performance
                                                      mobshop performance  3 days back

                                                      I just had a collection agency contact me regarding a debt of a medical bill.. they claimed that i had 30 days to pay before they actually report it to a credit beareu...so they claim that by paying the bill soon that debt collection wont actually appear on my credit score is this true or false??? What do i do???

                                                      • Jay Boh
                                                        Jay Boh  3 days back

                                                        Explain then how I've only ever received 1 tax return, when I was 19. I'm now 33, they've taken ALL my tax returns since then and I mean I get 0$. And the threat is always "pay collections or..." Then I get raped in taxes. I've spent years watching friends and family around tax time get all happy buying cars etc while I get jack shit. I've since become tired of even filing my taxes. They take it all anyway. Based on collections. Let me add in here that I did go to college and had a loan BUT that's not even listed on the paper the government sends me at tax time. Says child support (which says is paid on credit karma) and diversified consultants which is our local cable company. No way I've had these bills since I was 19 because I became a father at 23 and never had cable really period. So who's screwing me? Needed help on this for quite some time. I'm a cash cow for someone somewhere and it's gotta end. Doesnt feel too nice.

                                                        • clint jefferson
                                                          clint jefferson  3 days back

                                                          I can only attest to the fact that they are the only credit score repair experts I have come across on here Sesamehack@gmailcom

                                                          • Dan B
                                                            Dan B  1 days back

                                                            Give it 7-10 years your credit heals itself. Unless it's a school debt, those stay for life, mom had a school loan 30 years later they still trying to collect 😂

                                                        • Donald Hill
                                                          Donald Hill  3 days back

                                                          I said the same thing I have signed no contract with them and they will never ever see a penny of the money they say I owe

                                                          • Steph NJ
                                                            Steph NJ  3 days back

                                                            Share Mrs Coach Deloach "QUEEN OF CREDIT CREDIT CONSULTANT REVERSE aCCOUNTS student loans credit cards and Delete BK Tax liens !!!!

                                                            • shantilly martin
                                                              shantilly martin  4 days back

                                                              what about loan companies not associated with your credit

                                                              • Chris Gallego
                                                                Chris Gallego  4 days back

                                                                I have something in collections from Verizon but its only $310.... shouldn't I just pay it off instead of leaving it on for 7 plus years?

                                                                • Al Edwards Sr.
                                                                  Al Edwards Sr.  4 days back

                                                                  Thanks bro good advice

                                                                  • Alex Jimenez
                                                                    Alex Jimenez  4 days back

                                                                    Thank you for your information. I have a question I was in collection from a bank it has passed over 5 years I was getting call from collection from 3 different agency I never pay them. Regarding the statue of limitations am I obligated to pay them still. The funny thing is that the bank sold my account and now the bank is calling me telling me to pay off the amount and they will even allow me to pay off half of what I own. Even do the account has over 8 years am I obligaded to pay off the bank or is that a bluff to see if they can collect from me. Thank you

                                                                    • Joe Jordan
                                                                      Joe Jordan  4 days back

                                                                      One thing these agencies can't touch for any reason whatsoever is social security especially when it's direct deposited into your account once a month they can touch anything else you have as far as money is concerned but they cannot touch you Social Security voice text

                                                                      • Patricia Padilla
                                                                        Patricia Padilla  2 days back

                                                                        Actually they're not allowed to touch inheritances you're wrong about that or anything that is on a joint. I had a friend of mine. who in 4 hours court-ordered sheriff's are coming to secure the property and everything in it. she immediately after the advice of an attorney turned all her property and possessions over immediately to a friend of hers. once she signed everything over to her friend they had no authority and immediately had to stop any further action they were taking at the residence they could not do anyting. There's a lot of tricks to things you just have to know, the ins n out..

                                                                    • Matt Holloway
                                                                      Matt Holloway  5 days back

                                                                      Luxuryhacks, Net is good

                                                                      • Mrs Mary
                                                                        Mrs Mary  5 days back

                                                                        maskoffaid,com got me over $20,000 through hacked transfer they did for me .They are really legit .

                                                                        • kiki c
                                                                          kiki c  5 days back

                                                                          What if you have a unique name?

                                                                          • Allie Alba
                                                                            Allie Alba  5 days back

                                                                            I think I royally screwed myself. After years of avoiding the toll free calls I finally started answering a few months ago and tried to “put off paying”. Idk what to do now, do I dispute? Or try to settle and ask them to remove it from my credit?? I’m so upset that it’s taken me this long to care about my credit.

                                                                            • Arthur Johnson
                                                                              Arthur Johnson  5 days back

                                                                              Excellent information!

                                                                              • Nicolas Steve
                                                                                Nicolas Steve  5 days back

                                                                                Luxuryhacks . Net made it possible to get myself a new crib !

                                                                                • Ghalia Edward
                                                                                  Ghalia Edward  5 days back

                                                                                  Very informative information you gave the perfect example with AT&T that’s what I’m going through but with sprint for that same exact amount of money it’s been in collections for a while so sprint sold it to some company so when I check my credit it’s the first thing on there that sees it needs immediate attention I’m not going to pay it sprint sold it to them or they bought it from sprint cause it was getting ready to get off my name

                                                                                  • Caroline Twigs
                                                                                    Caroline Twigs  5 days back

                                                                                    After meeting Luxuryhacks. net I started having good score and got all my debts paid

                                                                                    • Michele Marie Dalene
                                                                                      Michele Marie Dalene  5 days back

                                                                                      debt collectors are bottom feeding scum

                                                                                      • Kevin Davila
                                                                                        Kevin Davila  6 days back

                                                                                        I owed fingerhut. Got behind few years ago. Im in nevada. They charged it off 2016. Collection agency bought it apparently. Last year an nunfiled notice of entry of default judgement showd up in my mailbox at my current address. Went to courthouse to see what actually had been filed. They filed a proof of service stating they served a female and provided her name. Was at an old address and that female said she didn't know me..which she doesn't, nor do i know her..new tenant..and that they left the paperwork on the floor in front of her anyway. I filed a response with the court to avoid a judgement being entered stating that i had no idea who their client or this debt was and never had been served any paperwork regarding any of this and the service they did was fraudulent and asked it be dismiseed. The atty keeps filing a request for discovery and a hearing be set but the court never redponds and still no hearing date after 2 years and multiple filings by the attorney. I have not filed anything more than my original response. Never spoke to anyone nor received any regular mail or letters regarding this from them. Just copies of everything they file with the court. They have included the paperwork from the original creditor and my contract with them then the agreement i guess the creditor did with the collection agency to sell the 'block of bad debts' to them. How do i get out of this if it actually goes to court. The plaintiff on the suit is the collection agency not the original creditor. The original creditor wont take any pmt from me because its charged off and sold.

                                                                                        • Niylah JayPheonix
                                                                                          Niylah JayPheonix  6 days back

                                                                                          Shit... Well I fucked up I talked to them over the phone and they got me for thousands😭

                                                                                          • Phil Hatch
                                                                                            Phil Hatch  6 days back

                                                                                            Wut if i owe a bank for an overdrawn checking account and i want to open a new checking account?

                                                                                            • Phil Hatch
                                                                                              Phil Hatch  3 days back

                                                                                              Thanks for the response Juan. I would like to open a new account with them so thats why i was asking. But they told me to call the collection agency first

                                                                                            • Juan C Salinas
                                                                                              Juan C Salinas  3 days back

                                                                                              It depends on how long ago it was. If it's more than 4 years your acct should be clear amd you should be able to open a new acct. Go to the bank and find out what are they gonna do lock the doors amd arrest you?